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Rates

Earn More, Pay Less... With Preferred Member Rates

 

Deposit Rates  |  Loan Rates  |  CD Rates

* The following annual percentage rates (APRs) are our best Preferred Member loan rates. They are available to those with an excellent credit rating who use at least five of the following Linn Area Credit Union services: Checking with Debit Card; Visa Platinum, MasterCard or Visa Credit Card; Direct Deposit; Automatic Loan Payments; a Savings Account with a Balance of $2,500 or More; or E-Statements. Your rate may vary depending on your credit rating and account relationship.Please click here for more information.

Rates are current as of September 8, 2010

Loan Rates
Loan Type  Rates As Low As  Term 
New and Late Model Used Auto/Motorcycle (2007 and newer)  3.90%*  Up to 36 Months 
New and Late Model Used Auto/Motorcycle (2007 and newer)  4.20%*  Up to 66 Months 
New and Late Model Used Auto/Motorcycle (2007 and newer)  4.90%*  Up to 72 Months 
Used Auto/Motorcycle (2005 - 2006 models)  5.80%*  Up to 60 Months 
Used Auto/Motorcycle (2004 and older models)  6.60%*  Up to 48 Months 
New ATV and off road cycles  6.95%*  36 Months 
New ATV and off road cycles  7.45%*  48 Months 
Used ATV and off road cycles  7.45%*  36 Months 
Used ATV and off road cycles  7.95%*  48 Months 
Boat/RV/Fold Down Camper  4.70%*  36 to 180 Months 
Signature Loan  8.40%*  48 Months 
Home Equity Loans  5.00%*  Up to 15 Years 
- Rate based on credit and equity. Tied to Prime Rate. Adjusted Quarterly. 
MasterCard  13.80%   
- No annual fee & 25 day interest-free grace period on purchases. 
Visa Classic  13.80%   
- No annual fee & 25 day interest-free grace period on purchases. 
Visa Platinum  9.90%   
- No annual fee & 25 day interest-free grace period on purchases. 
1st Mortgage Loans  *  Up to 30 Years 
****Call 378-0101, Ext. 3 for current mortgage rates.**** 
     

Apply for a LoanPreferred Member Rates

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