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Preferred Member Rates

Get better rates for certificates of deposit and most loans with our preferred member rates.

Certificates of Deposit

Add 0.10% to base APY (Annual Percentage Yield) for each of the following services you have with Linn Area Credit Union:

  • Share Draft Checking w/ Debit Card
  • Linn Area credit card
  • Loan over $5000

  • Direct Deposit
  • Home Financial Services w/ E-Statements

Note: Maximum increase over base APY is 0.50%.

Loans

Our best Preferred Member loan rates include a .10% Annual Percentage Rate reduction for each of the following services with Linn Area Credit Union:

  • Checking with Debit Card
  • Visa Platinum, MasterCard or Visa Credit Card
  • Direct Deposit
  • Automatic Loan Payments
  • Savings Account with a Balance of $2,500 or More
  • E-Statements

The maximum Preferred Member Rate reduction is 0.50% APR.

Loan rates listed on this web site include the maximum Preferred Member Rate reduction and apply to those with an excellent credit rating.

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